If you handle, process or store credit cards in any manner, you are required to comply with PCI DSS, or Payment Card Industry Data Security Standards. This is a set of LEGAL requirements you must abide by to maintain a secure environment. If you violate them, you will incur serious fines and fees. Are you subject to them if you take credit card payments over the phone? Absolutely! If you have clients that pay you direct by credit card, you’re subject to these laws. However, t